Payment Methods in Online Casinos New Jersey

A crucial aspect for all those who want to gamble in NJ is understanding all online casino payment methods, as each casino has different options.

This review will explore the most popular transaction methods and their features to help you make an informed decision when depositing and withdrawing.

We’ll talk about fees, transaction processing times, and more. So join us while we dwell on each option and compare their perks/drawbacks to choose the one that suits you best.

New Jersey Online Casinos: Best Withdrawal & Deposit Options

Nowadays, every NJ online casino provides gamblers with multiple transaction methods. This table explains how you can make deposits on NJ gambling sites.


Credit/Debit CardsACH(eChecks)PrepaidPayPalNetellerSkrillCashCas@Cash CageBank TransfersWire
Golden Nugget
888 Casino
Mohegan Sun

Discover All Methods for Depositing and Withdrawing in NJ Casinos

Below, we will cover the processing time, fees, and other important features of each widespread method that is accepted in NJ online casinos.

ACH (eChecks)

ACH allows players in New Jersey to make electronic bank transfers directly from a checking account into an online casino one. This method, known as eChecks, is secure and can transfer funds between accounts within a few minutes to a few hours.

To use it, you must provide bank routing and account numbers. It’s popular due to its low fees, ranging from $0.30 to $1.5. The minimal transaction can be nominal, like a dollar, while the max can reach a couple of million, depending on your bank.

Credit / Debit Cards

Credit/debit cards are an instant and secure deposit option, but you cannot withdraw your winnings using them. Major providers like Visa, MasterCard, and American Express are widely accepted and have limits ranging from tens of dollars to a couple of tens of thousands. Deposit limits and a fee percentage depend on your casino.

Note: Some banks may decline gambling-related transactions, so always ensure your bank allows it before using this method.

Prepaid Card Options

Prepaid cards work like standard credit/debit cards but are a convenient and secure alternative to depositing on online gambling sites without using your bank account.

Such cards can be loaded with funds online or in person at a retailer. Many NJ online casinos even provide their own branded prepaid cards that can be funded with your bank credit card, PayPal, or bank transfers with sums ranging from $10 to a couple of thousand, without any fees.


PayPal provides a secure, efficient, and instant way to transfer funds to your casino account. You can register and link your bank account to a PayPal one, from which you deposit but cannot withdraw your online casino funds.

The fees are generally low and range from 2% to 4% based on the type of transaction. Depending on the casino, you can deposit from $10 to $50,000.

7-Eleven PayNearMe (Pay With Cash)

PayNearMe is a unique option for casino deposits available to NJ players to fund their accounts at specific 7-Eleven locations. To use this method, you must generate a special PayNearMe code from your casino cashier and then take it to a 7-Eleven store.

This benefits players with privacy as it does not require bank information, but you cannot withdraw. The minimum deposit is $1, while the max is $500 daily up to $10,000 monthly.

Cash @ the Casino Cage

If you prefer making a casino deposit into your online account directly, you can do it in a land-based partner’s cashier cage. This transaction method offers immediate deposits and withdrawals up to $100,000.

The only requirement is a valid photo ID and online casino account details to verify your identity.

Neteller or Skrill

Neteller and Skrill are popular e-wallet services that offer secure and fast transactions. These options allow you to fund your casino account using money from your credit card or bank account, with sums ranging from $50 to $20,000 per transaction. Fees range from 2% to 4%, and transfers via these methods are instant. Note that not all casinos allow withdrawing with these e-wallets.

Wire Transfers

This option is suitable for large sum depositing and withdrawing in NJ casinos, as there are longer processing times and higher fees based on your bank.

These can range from 5-7 days and from 30 dollars or more in fees. You must provide your bank with online casino banking details to initiate such a transfer. The transfer limitations depend on the casino and can be anywhere from $1,000 to $3,000 a day.

Check by Mail

Check by mail is a transaction method available at some NJ online gambling sites like Borgata, 888, and Virgin Casino.

It is relatively slower than other methods like e-wallets or cards, and it can take from seven to 21 days, but it’s secure as transactions must be tracked by your bank. It’s a method perfect for larger sums, with high minimum deposits of $50 – $100 and withdrawal limits ranging from $300 – $2,500 daily, depending on your gambling site.

Check the Best Payment Methods for Online Casinos in NJ

Below is a concise table showcasing the most popular payment options in NJ online casinos with their average deposit and withdrawal time.

Transaction MethodTypeDeposit TimeWithdrawal Period
ACH (eChecks)ApplicationInstant2–5 days
Credit / Debit CardVisa, MasterCard, etc.Immediate2–5 days
Prepaid Card OptionsGift Cards, ecoPayz & Play+Instant bank transfer2–7 days
PayPalApp24 hours1–3 days
7-Eleven PayNearMe (Pay With Cash)Online/On locationInstant bank transferNot available
Cash @ the Casino CageIn-person with cashImmediateInstant
Neteller or SkrillE-wallet appInstant1–3 days
Wire TransfersBank Transaction1–5 days5–14 days
Check by MailPhysical check7–21 days7–21 days

These methods’ availability, processing time, and fees depend on the different online casinos.

Best Casino Payment Methods in NJ

Bank Transfer

Discover Card


New Jersey Online Casinos: Choosing the Best Depositing & Withdrawing Methods

When it comes to selecting the best payment methods, it’s crucial to ensure they meet a few key requirements:

  • Are They Secure & Reliable?

The safety of a gambler’s personal and financial information is a top priority. So, look for payment options that employ the latest encryption technologies like SSL and HTML5. Pick options with solid reputations and security that have proven themselves over time, like credit cards, e-wallets, wire, and more.

  • Transaction Speed.

Look for instant deposit methods that allow you to start playing promptly, such as e-checks, credit or debit card, e-wallets, etc. There are not many options that provide fast withdrawals, so your best option will be to use a casino Cash Cage.

  • Pay Attention to All Fees!

Many payment methods come with additional charges ranging from 2% – 5%. Always choose the options with the lowest fees, like the Casino Cage.

  • Ease of Use.

All great NJ online casino payment methods should be easy to use and user-friendly. Look for those options that provide a straightforward money-transferring process, like PayPal. All you need is to register, connect your cards to your account, and that’s it.

  • Casino Platforms and Compatibility.

Ensure that your chosen depositing and withdrawing method is compatible with your preferred NJ online casino. While most gambling online sites offer a wide range of options, some options, like checking by mail, are not so widespread.

Basics of Payment Methods in Online Casinos in NJ

To gamble in any online casino in New Jersey, you must understand how to use the payment methods. Below, you will see the basic steps for depositing and withdrawing in all legal NJ casinos.

How to Start: Making an Online Casino Deposit in NJ

Depositing money into your account is a simple process that usually includes these steps.

  1. Register on an NJ gambling site and set up your account.
  2. Navigate to the banking section or the cashier menu.
  3. Select one deposit option.
  4. Fill in the required online banking information and the sum you wish to deposit.
  5. Finish by confirming the transaction.

The depositing money will appear in your account instantly or up to a few days, based on the deposit options you selected.

Tip: Remember that some payment methods have transaction limits, like a minimum of $10.

How to Withdraw in New Jersey Online Casinos

The process is similar to depositing cash. The only difference is the processing time, which can take an average of 1– 5 days.

  1. Start by looking for the NJ online cashier or banking section.
  2. Browse the available withdrawal options and choose one.
  3. Enter the amount you wish to transfer.
  4. Confirm your transaction and wait for its completion.

The best way to withdraw money is by visiting an associated land-based Casino Cage. There will be no long waiting periods or fees, and you will get your winnings almost instantly.

Legal & Illegal Online Casino Payment Methods in NJ

Legal payment methods provide gamblers with security measures that ensure the safety of their personal and financial data. Moreover, all of these options are overseen by government agencies as they are subject to strict regulations.

  • Credit & Debit Cards by Visa, MasterCard, American Express, Discover, etc.
  • E-wallets like PayPal, Neteller, or Skrill.
  • Bank Transactions, ACH, or Wire Transfers.
  • Prepaid Cards: ecoPayz, Play+, Gift Cards by Casinos, Amazon, etc.
  • Cash Options like PayNearMe or Casino Cages.
  • Check by Mail.

Illegal payment options usually avoid regulatory requirements and may be connected to illicit activities. The usage of such can result in severe consequences for gamblers, like account suspension, loss of funds, etc. To avoid such payment options, you should:

  • Select licensed and regulated online gambling sites. These operate only with legal payment options like credit cards, e-wallets, or others.
  • Be careful while using crypto as a payment option if you have doubts that the provided address is not one of the casinos.
  • Avoid using unfamiliar transaction methods.

Always pick secure options like credit/debit cards, e-checks, or bank transfers, as they are safe, and your data is protected with them.


Are all online casino payment methods secure?

All transaction options available in regulated online casinos in NJ are secure as they provide the latest encryptions that protect user data.

Which are the fastest NJ casino payment methods?

The fastest depositing and withdrawing options are the e-wallets like PayPal & Skrill. They offer instant depositing, while withdrawals take up to three days.

Are casino withdrawal methods the same as deposit options?

Not always, as some payment methods, like PayNearMe, may be used for deposits only and be unavailable for withdrawals at some online casinos in NJ. Always check payment info on the website of your chosen casino.

joyce tyler
Article by Joyce Tyler
Joyce is an experienced content creator and iGaming industry veteran. She has more than 8 years of experience in the field, and for the last 3 years, she's been focused on creating content for the online casino industry. Joyce is also an aspiring game reviewer, with a particular passion for classic table games like blackjack and baccarat. She likes finding new ways to make these games interesting and fun for our readers.
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