Best Online Casino Payouts in New Jersey with the Fastest Payout

The quality of online casino payouts is a major issue for most players when selecting an online gambling site in New Jersey. However, it’s not straightforward to discover.

Gonjcasinos aims to list the highest paying casino sites in New Jersey and recommend the best paying online casino. We’ll explain various terms about casino payouts, like the house edge and RTP, and include some tips on finding slots with the biggest RTP.

The websites listed below have the best online casino payouts NJ.

Highest Paying NJ Online Casinos


888 Casino

888 Casino


No Deposit Bonus $20

$20 sign-up bonus$500 bonus on your first deposit600+ games available

WynnBET Casino

WynnBET Casino


100% Match Sign-Up Bonus

Accessible via desktop and mobile devicesCan play free and real-money casino games WynnBET Casino app is functional and easy to use




$1,025 Deposit Bonus

100% up to $1,000 deposit bonus$25 Freeplay bonus24/7 Support
Play now
PokerStars Casino
PokerStars Casino


$50 Casino Instant Bonus


100% up to $600 on deposit

Bet $1 get $100 free play

Attractive bonuses and promotions

BetRivers Casino
BetRivers Casino


100% match up to $500


New members can choose from four different deposit bonuses

Each bonus dollar must be wagered once before withdrawing

Withdrawals are processed instantly

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Top Highest Paying NJ Online Casino Sites

CasinoPayout PercentageWelcome Bonus
888 Casino98.30%120% Welcome Bonus up to $500 + $20 No Deposit
WynnBET Casino97.60%100% Deposit Match up to $1000
BetRivers97.52%$200 Free Welcome Bonus on 1st $50 Deposit
Pokerstars97.35%100% Welcome Bonus up to $600
Unibet97.20%100% Welcome Bonus up to $500
Golden Nugget97%100% Welcome Bonus up to $1000
Party Casino96.60%$500 Deposit Match + 100 Free Spins
Caesars96.53%200% Welcome Bonus up to $100 + $10 on Registration
BetMGM96.38%100% Welcome Bonus up to $1500

What Defines High Payout Casinos in NJ

New Jersey online casino market has been booming lately, and one of the reasons for it is the clarity behind it – gambling has been made legal, and it’s open like it never was, including the payout percentages. The question of the highest paying online casinos means what gambling website is the most lucrative place to play and, eventually, win.

We know which online casinos have the best payouts because they are required to put that information out there. This is due to the New Jersey Division of Gaming Enforcement requesting it. We can determine which casinos have the best payouts with this information.

The house always has an advantage in casino games. This is because the games are designed to give the casino a small edge over the player. This may not seem like much, but it can increase over time. That’s how casinos make money.

It means that to find the site with the best payouts, and one must find the fairest casino available.

Read on to get the complete list of gambling sites with great payout numbers, but first, let’s talk about how casinos earn.

Highest Paying Online Casinos in New Jersey

The highest payout online casinos aren’t hiding in the shadows, they are some of the most well-known online gambling sites in New Jersey, and we’re about to make a list of them.

Not only are the payouts the critical question here, but we’ll also talk about bonuses, promotions, loyalty programs, and games these casinos feature to help players pick the best option for a fun playthrough.

DraftKings Casino

DraftKings has built a name for itself in online sports betting, but they also offer the best online NJ casino. It is fully registered by the New Jersey Gaming Control Board and is one of the state’s largest and most popular gambling websites.

Their gaming library is made from all games imaginable – online slots, various tables, and live dealer games. They have an online poker license for those who value that kind of gambling entertainment. They also have different banking methods: credit and debit cards and bank transfers. For the fastest payouts, the best option is still online payment services – PayPal, for instance, and it’s supported here too.

But what makes DraftKings such an attractive option is their bonus: $50 of a no-deposit bonus on the house and a deposit bonus as high as $2000 match for a first payment.

Slots with the best payout rates include White Rabbit, Medusa (both offer more than 97% RTP), Blood Suckers 2, and Guns and Roses.

Caesars Casino

Caesars is a reputable company for online gambling, also known for its famous sportsbook. It is a licensed platform in NJ, so it is one of those legal online casinos you can trust. It has many deposit and withdrawal options, including online payment services, banking transfers, and credit cards. You must have heard of their special Caesar prepaid card if you know them well.

They have varying RTP depending on the game you are in, but they have high percentages of RTP in each of their games. They also offer almost every game you can play at a casino, including online slots. Games with the best payout rates are rarer here, but they still include Raging Rhino (96,18 RTP), Turn Your Fortune (96,24%), and Monopoly Megaways (96,5%). Some of these slots offer a progressive jackpot! Remember, the jackpot brings higher payouts.

Caesars’ bonus players may find it isn’t the best in NJ, but it isn’t the worst also – a $10 free no deposit bonus for every player who signs up is a nice touch, and they match the player’s first deposit up to $500 in bonus money.

The casino also offers a sleek Caesar’s reward mobile app. The app has been outstanding over the years, making you eligible for many rewards.

Betfair Casino

One of its key features is that it has many banking options; we should mention credit and debit cards, e-wallets, bank wire, and PayPal, plus instant turnaround time added to all these banking varieties for deposits. Betfair got its license as a partner of Golden Nugget Casino and is entirely legal to play in New Jersey and is subject to the state’s gambling authorities.

Its distinct feature is a great-looking site with many games to bet on, casino table games, blackjack, baccarat, roulette, slot games, and arcade games. The average RTP on the site is about 97%, thanks to games with exceptionally high return-to-player ratios, like Ugga Bugga, Mega Joker, and Jack Hammer 2. Such RTP guarantees fast casino payouts.

As of now, though, Betfair casino doesn’t offer any bonuses. No matching for the player’s deposit, cashback, or free money on a no-deposit bonus – nothing; however, the promotions page is titled “50 free spins”, so some might expect that they introduce said bonus later.

Tropicana Casino

This casino is a regulated and equally licensed one. They are also a multi-platform, with an app that works on iOS and Android. Although compared to various other online casinos, you might not see the luxury in the site’s design; there are so many withdrawal and deposit options compared to other online casinos, it makes Tropicana a contender to be called the giver of the best online casino payouts.

Their medium RTP is as high as 92.59%, more than enough to give players high payouts. You get to pick from a vast array of game options. Most lucrative opportunities include Jackpot Party from WM with an RTP of 96,01% and Cleopatra with 95,02% – not as high as some of the slots in various NJ online casino payout percentages but still commendable.

In terms of bonuses, Tropicana is on the low end of the spectrum among the generosity some NJ online casinos give: with the promo code PLAY25, one might receive a $25 no-deposit bonus to spend playing slots and table games, but it’s not everything, as they cover player’s losses during the first week and return up to $100 to the bonus account.

Golden Nugget Casino

This is a casino that is unique to only New Jersey clients. Their brick-and-mortar version has been around since 1977, and Golden Nugget online casino is here to stay. You can comfortably use their mobile app instead of the website on iOS or Android.

The RTP players might expect at the Golden Nugget isn’t as high as some other places, but it’s still really great – for example, online slots like Bonanza, Big Bucks Bandit, Retro Riches, and Starburst all have RTP higher than 96% (in Retro Riches case – 97%!).

The casino is fully licensed. They give you a 100% signup bonus as a new customer, worth up to $1000. The casino also offers referral bonuses of $50, so you can invite your friends. Alongside all the offers, you can use their payment gateways with a minimum deposit of $10. Another free signup bonus is 200 free spins in 88 Fortunes Megaways – one of their most popular slots with an excellent RTP of 96.36%.

Hard Rock Casino

Hard rock casino NJ is one that offers quite distinct games. You get to play all the variety of roulette, three-card poker, baccarat, blackjack, and ultimate Texas hold ’em. But slots make them a site with one of the best online casino payouts. With a staggering medium RTP of 96,5%, Hard Rock Casino is a brilliant option for players seeking to play cheaply. Examples of the most popular video slot machines with high return-to-player ratios include King Kong Fury (96,7), Monopoly Megaways, and Wheel of Fortune Megaways (96,5), as well as Farmyard Frenzy (96,4). You can get whatever payment method you want on this multi-platform website: Android, iOS, or any desktop system.

Although they have not been around for so long, they offer wonderful sets of bonuses. When you register, you have up to a 100% deposit bonus with a maximum cap of $1000, meaning they will double whatever you deposit. This casino gives out 50 free spins for the Dragon power video slot as a no-deposit bonus.

888 Casino

One of the most famous casinos in the United States during the last few years, 888 Casino is a brilliant platform full of exciting games with one of the fastest payouts in New Jersey. To get the best rates, players are advised to stick to the games like Moon Princess (96,5% RTP), Steam Tower with its 97% RTP, and 1429 Uncharted Seas with a staggering return-to-player rate of 98,63%.

Besides, it is a top-paying casino online. Players who got to use the platform often recommend trying a convenient app as an alternative to the desktop client. It is available on both Android and iOS devices.


BetMGM casino is a giant in the gambling industry, making its way to New Jersey using the partnership with Borgata Casino in 2017. Patrons can play blackjack, roulette, baccarat, and casino hold ’em here, as it’s one of the few casinos in New Jersey with an online poker license. They offer their services on all platforms, although complaints about a poor-performing iOS app have occurred.

Their payment gateways are decent, especially for depositing. Their website is easy to navigate and secure. It is one of the most trusted casino sites. BetMGM also offers excellent bonuses: $25 in free bets, completely on the house as a no-deposit bonus, and a matching deposit bonus of up to $1000.

BetMGM’s fantastic selection of various slots in their gaming library has a few titles with a highly high RTP for cautious players looking for fast and big payouts. They include Starmania, Blood Suckers, and White Rabbit. All of them have a return-to-player ratio higher than 97%.

PartyPoker Casino

PartyPoker Casino is one of the less-known brands on the NJ gambling scene. Still, no one would tell that when looking at the features they offer: one of the biggest poker communities in New Jersey for one and a high-quality software platform with lots of incredible games. Some of the titles with the highest RTP include Jack Hammer (97%), Immortal Romance (96,86%), and we can’t fail to mention White Rabbit with its 97,77% RTP.

They also have a wide variety of banking options at your disposal. They give you a $25 welcome bonus, which you can use for $5 for high rollers, $10 for casino games, and $10 for poker. You also have an option for 100% worth of a matching bonus. The maximum cap for the bonus is $600, only available for new patrons depositing for the first time. As usual, terms and conditions apply!

What is RTP?

RTP or a Return-To-Player is a calculable rate integrated into RNG (random number generator) algorithms. Generally, this payout rate guarantees that if all players are considered, some percentage of what they are playing for will return to them as winnings. Some players win more, and others mostly lose, but if everyone who plays the particular slot or a table game is considered, the RTP number for each game shows how many of their losses get covered as wins.

The usual industry standard is 95-96%. It means that all paying casinos using this exact game know that five to four percent of all wagers made by a player if this game will not leave the casino’s banking account. Of course, the RTP rate (at least open numbers for it) doesn’t cover jackpots, NJ casinos where players got the bank were paying everything up to a dime without complaints – that’s how luck and RNG work.

So, it is clear that a player should slightly lower their expectations for big wins and get the joy out of pure playing, as some money from their pocket will probably end up in the casino’s account. But for those with luck, RTP might show play-along at the expense of the other players.

The House Edge: Everything About Payouts

Slightly more complex than RTP, House Edge for NJ paying casinos is a rigged algorithm everyone knows about. Since casinos are businesses, and businesses must make money, the algorithm gets slightly biased toward the house. Those percentages in the RTP rates demonstrate how rigged it is – a fair game would always be 50-50, but players have to remember that in a casino, they have to play by the rules. So, the house edge is paying for the fun and thrills of a high-stakes game.

Still, the house edge is mainly applied to slots – all, even the best paying online casinos, use the games with the in-built house edge to guarantee that players won’t leave them broke, and slots are a highlight of that principle with 5-10% of an edge. Table games have much more freedom in return for any investments made toward them; in contrast to luck playing the leading role in slots, table games, like baccarat and blackjack, also involve a certain skill level.

Best High Payout Slot Games in NJ Casinos

Online casino payouts are complicated, and the slots are the most complex game of all, especially high-payout slots. We’ve already talked about RTP, and there are various slots with 99-98% of RTP, meaning that the chance to be one of the lucky ones who get a lot of exciting payouts is higher. Yet there’s another concept in the works here – volatility- relevant for all paying casinos.

The wins might be higher or lower depending on how volatile the game is. For example, high-volatility games give high rewards but rarely, and low-volatile games allow players to get their payouts quickly but in small numbers. Usually, high-RTP games have low volatility and vice versa. Still, the fun with the highest return-to-player ratios is often taken the “most popular” spot in many online casinos, for example:

  • Ugga Bugga – 99,07%
  • Mega Joker – 99%
  • Blood Suckers – 98%
  • Divine Fortune – 96,6%

Best Table Games with Highest RTP

As we already mentioned, table games payout time is much more likely due to a lower house edge – if a game is skill-based, it is harder to rig it. The champion here is undoubtedly the blackjack – the house edge for it is almost always only 1% or lower.

Still, as players with experience know already, there’s a possibility to take the high-payout game of blackjack even further into the player’s favor: for example, doubling down after a split might help players win more (and dealers lose more), especially if a dealer stands on a soft 17 according to the rules.

The smaller number of decks also helps the player and the ability to surrender and save something from their bet.

Bear in mind that the top paying online casinos know all that too, which is why one can play slots only for a single cent or a dime, but table games require much more severe bets – tens of dollars a minimum.

Wagering Requirements in High Payout Casinos

Wagering requirements are directly tied to online casino payouts since the bonus that the casino gives to newcomers has different levels of difficulty to it. Let’s start with basics – all newcomers at all NJ mobile online casinos have some bonus money, either as a cashback or a deposit bonus, but to withdraw winnings from playing for these bonuses, a player usually needs to bet at least 10x times the amount of bonus they wager.

Since the slots have a higher house edge, their wagering requirements are usually lower compared to table games, so earning the bonus winnings is more accessible through them. On the other hand, it’s easier to win at table games, but only a part of the winnings usually goes towards the score needed to withdraw the bonus.

Choosing the Best Paying Online Casinos in New Jersey

If you are ready to catch up on the online casino’s thrilling excitement, you should not be in a hurry to pick an online casino site, especially in New Jersey. Here are some of the major factors you must consider and review before settling down for your pick to bet online casino real money and would also let you know if the casino would have the best payout you want.

  • Banking Methods: You have to consider the banking methods that such an online casino offers you. There has to be a diverse method of payment gateways, speaking on both depositing and withdrawals. Check if it favors you and if your best method is available; after all, you want the best payout through local bank transfer, credit or debit card, or e-wallets. Technology has even advanced where some online casino sites accept bitcoin and other cryptocurrency transactions.
  • Games RTP: In case you are wondering, RTP stands for Return to Player. The term RTP is used to narrate the percentage of all the money bet in a Video Lottery Terminal (VLT) or a slot machine; the website, in this case, will pay back to punters over some time. For example, if you place a total of one hundred $1 bets with a website with an RTP of 90%, you should expect a total of $180 in wins. Many other factors go into the calculation long-term, but you should be on the lookout for sites with higher RTP. The higher the RTP, the higher your payout. The best payout NJ casinos online have high RTP percentages.
  • Promotion and Bonuses: You should look around their site for the bonuses they offer and equally promotions that would favor you. Preferably, check out for welcome bonuses, which are important as they will help you try out the website with little or no deposit without putting a fortune in yet — promotions are crucial factors. Make sure you read the terms and conditions for each of the bonuses. They might look enticing but turn out to be impossible to get. The terms and conditions should not be too demanding on your part.
  • Loyalty Programs: Loyalty programs are quite different from promotions and bonuses; don’t get it twisted. Loyalty programs are events your casino programs should have to attract customers and retain existing clients. Loyalty programs include discounts and rewards, just a few to mention. The best payout online casino sites should offer lucrative loyalty programs.
  • Jackpots: Every regular casino client should already have a grasp of what a jackpot means. For completeness’ sake, the jackpot involves massive cash prices from a casino spin. You should know that jackpots are massive prices; you could win from one spin for those familiar with slot machines. The same rules apply in online casinos; they have their way around it. The website should have a couple of these massive bonuses to be eligible for; it puts you up for more cash than usual. Jackpots give massive payouts.
  • Choice of games: There has to be a wide variety of games you can pick from. The casino world is graced with quite a large diversification of games. Most importantly, you should be able to pick anything you want to play anytime. Online casinos should offer common games such as poker, roulette, blackjack, and baccarat, just a few to mention.
  • Apps: The website should have a mobile casino app. Apps make it easier to access your account. It would save you from stress; some find it heinous to open the website, input their details, and have their fair point. A mobile app makes it versatile and comfortable. You should check out the app, whether iOS or Android, both preferably. You should also download the mobile app and make your online casino reviews on it; it should be easy to navigate.
  • Software: Software is also a crucial aspect of an online casino platform that you should not overlook. Good websites should make available solid and legalized software for their players. The software should be based on a high-performance engine to ensure users have no problems. For example, it would not be so cool if their software froze at intervals.

Best Payout Online Casino Bonuses for NJ Players

As important as casino services are, bonuses are equally important. Here are some of the best bonuses offered by the highest payout online casino.

  • Welcome Bonuses: A welcome bonus is a very important bonus. As the best payout online casino in NJ, it should be the first one you get when registering for a site. You mostly get them on free bets, meaning you can’t withdraw them.
  • No Deposit Bonuses: A no deposit bonus, as the name implies, is a bonus that does not require that you deposit into your account before getting them. Sadly, withdrawing it directly is impossible.
  • Reload Bonuses: A reload bonus requires that you deposit into your account first. Best paying online casinos in New Jersey give the offer to existing clients.
  • Payment Method Bonuses: Another bonus used to attract clients. They give a specific percentage of bonuses when you use a payment method.
  • High Roller and VIP Bonuses: This bonus is only for VIP clients. It entails that you get some more gold and chips than normal clients.
  • Refer-a-friend Bonuses: As the name implies, you get some extra money when you refer a friend, and the friend deposits a minimum amount. Both you and your friend got the invitation to get the bonus.

Best Payout Online Casino Games

Some games have better rewards than others, speaking about NJ online casinos with the highest payout percentage. Here are some of the games that offer the best payouts:

  • Poker
  • Online Slots
  • Roulette
  • Blackjack
  • Baccarat
  • Live casino games

High Payout Casinos: Pros & Cons

Games are way less stressful, as wins and fast payouts help maintain a good moodFast payouts might not completely outweigh the big wins for some
Gambling addiction is out of the question, as winning short all the time isn’t as addictive as waiting for a jackpotEven the highest paying casino still has a house edge
Casinos with fast payout are at the top of the pack, as they aren’t worried about losing money and don’t have to up their wagers
It’s easier to cash out a bonus with the highest payout in online casinos


Which NJ online casino has the best payouts?

Top-rated are 888, Stars casino and WynnBet.

How old should I be to gamble in NJ?

To gamble in New Jersey, you have to be at least 18 years of age.

Can I play the best payout casino games on my smartphone?

Yes, you can. You can access their website on your mobile phone. If they have a mobile app, that will be a better option.

How can I withdraw my winnings from casino sites?

You can withdraw by simply going to the banking section and picking the withdrawal option that favors you the most.

joyce tyler
Article by Joyce Tyler
Joyce is an experienced content creator and iGaming industry veteran. She has more than 8 years of experience in the field, and for the last 3 years, she's been focused on creating content for the online casino industry. Joyce is also an aspiring game reviewer, with a particular passion for classic table games like blackjack and baccarat. She likes finding new ways to make these games interesting and fun for our readers.
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